Yes. Mary & Pip is built for people just starting to manage money independently, not just people who already have significant assets. Financial confidence is built through action, not perfection - everyone deserves a place to start.
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General
The name Mary and Pip has layers. It's a nod to Lord of the Rings, Merry and Pippin were two unlikely heroes who figured things out together. We swapped “Mary” to match our founder's name, and shortened “Pippin” to “Pip,” which also stands for Periodic Investment Plan (also known as dollar-cost-averaging). It's a name that feels human, but quietly smart, and chic of course.
Not at all. We're building for anyone who feels anxious every time they open their bank account. Anyone who wants a clear starting point, and a community of people figuring it out together.
Most apps hand you a menu of options and leave you to figure it out, but Mary & Pip gives you private-bank-style guidance on what to open, what's right for you, and how to invest (then manages your portfolio for you), plus budgeting tools to see your whole financial picture, all designed with behavioral science so money feels calmer and your instincts work for you, not against you.
Both. The app handles the day-to-day guidance and habit-building; the investment side is human-designed and professionally managed, with a fiduciary orientation and full transparency into how your money is handled. Building with human-designed, professionally managed investing, so you get a real next step and a real portfolio, not just another dashboard.
Your investments are overseen by financial experts, backed by traditional financial-services and investment experience - not an algorithm making decisions with no one accountable.
Yes. After taking a short survey, Mary & Pip connects you to professionally managed portfolios - built on a long-term, diversified investment philosophy, not stock picking or speculation.
Yes. Connections run through Plaid, the secure service most banking apps use. You enter your bank login directly with Plaid, so Mary & Pip never sees or stores your credentials. Links are for viewing: we use them to show balances, transactions and spending insights, not to move your money. Everything is protected with bank-level encryption and SOC 2 controls. Your data is never sold, and it is not used to train AI models. You can disconnect any account at any time from Settings.
